Florida Retirement Group

About

Michael Kovacs is the President of Florida Retirement Group (FRG) as an insurance & financial services professional. 
In 2010, Michael began his career with Bankers Life & Casualty in Central Florida.

In August 2013, he joined Futurity First, an independent insurance and investment group. In 2017,
Michael co-founded Florida Retirement Group, an independent insurance, and financial services agency 
to help eliminate the complexities around insurance and investments.

He believes that with his knowledge and expertise in his field, he can provide information and education 
on the issues facing pre and post-retiree markets. Attention to detail, excellent listening skills, and empathy 
are characteristics his clients appreciate.

A team of investment product specialists, and tax and estate planners supports him. Their
teamwork and professionalism help Michael build long-term relationships with his clients and
provide thorough advice with enhanced customer service. Doing what’s right for the client is a motto
Michael lives by daily, and he is passionate about his work.

Michael is a member of NIAFA and the exclusive Million Dollar Round Table Association. He holds a
Series 6 Securities License, 215 Insurance License, and the CLTC (Certified Long Term Care)
designation. Michael aims to grow continually in and out of the office.

Michael lives in St. Petersburg with his wife, Annie, and their son, Bowie. Away from the business, he
enjoys traveling and creating memories with friends and family. 

Michael’s most significant observation over the years has been that, people don’t plan to fail; they
fail to plan.